Our team is ready to help you take the ideal steps toward obtaining benefits if you are currently receiving short- or long-term disability payments and are seeking to apply for SSDI benefits. In 2011, average earnings of $1, 000 or more per month ($1, 640 or more per month if you are blind) are usually considered substantial. How long has the lawyer been in practice?
You will not receive disability benefits if you have a partial disability or a short-term disability. If it does not, the applicant will be automatically disqualified. Sometimes the benefits are simply payroll continuation. In most cases, you have 60 days from the date you are notified of your denial to file an appeal.
Also, your survivors can collect benefits in the event of your death. Michael B. Germain is an experienced insurance attorney in Hillsborough County who will listen to the facts of your situation and help you determine the best recourse in pursuing your claim for your disability insurance policy. Attorney Michael B. Germain is knowledgeable in all areas of Florida's insurance laws and experienced with disability insurance claims. We will help you understand your disability insurance policy, what traps are waiting for you in the application process, the disability claims appeal process and the common mistakes you can make. Our clients from Pasco and Sumter Counties find the this office location easily accessible and we also receive our clients at this office from San Antonio, Zephyrhills, St. Leo, Crystal Springs and the southern Hernando County communities of Ridge Manor and Nobleton. The Social Security Administration (SSA) is a federal government agency specifically designed and implemented to help those people who need it most. Tampa Disability Insurance Information Center. And, contrary to popular belief, Social Security benefits can be obtained by both adults and children. If you are pursuing SSI benefits, you will need to provide financial records that establish you qualify. Our highly competent Social Security Disability experts understand the process. Orlando, FL Social Security Lawyers | , PL. The medical requirements to prove your disability — as well as the disability determination process — are the same for each of these programs. Medical records, including documentation of your disability and treatment. This office is conveniently located on Pasco Avenue just off the 98 and 301 interchange.
Before you file a claim for benefits, you need to be well-prepared. For example, because of your medical condition, you may need to take a taxi to work, instead of public transportation, or pay for counseling services. If the condition interferes with the applicant's ability to perform basic activities related to work, the claim will be considered. Short term disability denial attorney orlando bloom. In Canada, the most common types of disabilities among adults are pain, mobility, and agility-related, with the 10 most common types of disabilities related to the following conditions: Long term disability insurance covers a broad range of medical conditions, ranging from physical injuries to mental health illnesses.
The Americans with Disabilities Act offers protections to individuals with legal disabilities that hinder their ability to perform work or handle other major activities of daily life, including walking, standing, learning and reading. What are Social Security Benefits? Determining if you have a disabling condition is not always complex. Contact a team member today and learn your options. Complete a Request a Consultation form now. Long term disability attorney J. Short term disability denial attorney orlando reviews. Your attorney can help you to avoid some common errors that could be fatal to your claim. After all appeals have been exhausted, your only remaining option is to file a lawsuit for disability benefits against your disability insurance company. Pre-existing conditions and other exemptions. Misrepresentation of nondisclosure of information. Disability benefits amounts. Defining "Disability". Whether you are in Tampa, Holiday, Miami, St. Petersburg, Sarasota, Port Charlotte, Fort Myers, Naples or Bonita Springs, one of our Florida short-term disability benefits attorneys is ready to answer your questions. The condition must be expected to last at least 12 continuous months, or result in death.
The Employee Retirement Insurance Security Act (ERISA) is a federal law that controls employee benefit claims. If the insurance company denies your administrative ERISA appeal, you may file a federal lawsuit. You should also not miss the deadline that is listed in your letter because you may then waive your ability to further pursue your claim in the future. Depending on the type of disability policy, Florida disability insurance policies typically protect the individual and their family by covering the costs of living day to day, payment for living facilities or home care, and any other medical and social services. Disability Claim Appeals. Short term disability denial attorney orlando florida area. How is the attorney compensated in a Social Security disability case? Blind citizens are the only exception.
It is more likely that your carrier will continue to pay long-term benefits, and in many cases, it is in fact obligatory and is expressed in the contractual information for long-term disability plans. If you have a personal LTD policy, it is a non-ERISA plan. The good news is that a denial is not the final word in your case. Social Security program rules assume that working families have access to other resources to provide support during periods of short-term disabilities, including workers' compensation, insurance, Why it is so important? LTD plans must set out their eligibility criteria and claim process in writing. Orlando Social Security Disability Lawyer. What Must I Prove to Secure Benefits?